Annual Credit Report
By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report (though not your credit score) upon request. It is important to review this information not only to track and improve your financial health, but also to ensure against fraud and identity theft. Because of this, it is advisable to space your requests out from the 3 bureaus throughout the year, like every 4 months, rather than requesting them all at the same time.
By law you are also entitled to receive a free copy of your credit report if you have been denied or turned down for credit. The company you applied for credit through must provide you with the name and contact information of the credit bureau they obtained your information from. You can then contact this credit bureau within 60 days using the information provided to obtain your free credit report.
The Connecticut Association of Mortgage Brokers’ mission is to advance the mortgage profession through advocacy, education and ethical practice.
Why Join CTAMB?
When you deal with a CTAMB member you are dealing with someone who has shown a sincere interest in their chosen profession.
- Our investment of time and resources
- Knowledgeable Mortgage Professionals
- Very supportive of new major Wholesalers and Lenders